1.Introduction
This Privacy Policy describes how Wealth and Legacy Unlimited, LLC, doing business as Close More. Earn More. ("we," "us," or "our"), collects, uses, and shares information when you visit closemoreearnmore.com, purchase our coordination services, or enroll in our partner program (collectively, the "Services").
By using our Services, you agree to the collection and use of information in accordance with this Policy. If you do not agree, please do not use the Services.
2.Information We Collect
2.1 Information You Provide Directly
We collect information you provide when you interact with us, including:
- Contact Information: Name, email address, phone number, mailing address.
- Account & Application Information: Business name, role/industry, website or social handles, monthly client volume, tier preference, and other application responses.
- Payment Information: Payment method details processed through our third-party payment providers (we do not store full payment card numbers on our servers).
- Client Coordination Information: For Clients purchasing coordination services, we collect the following personal information as required to facilitate authorized user placements and to verify Client identity: full legal name, mailing address, date of birth, Social Security Number, driver's license (image), and Social Security card (image). Driver's license and Social Security card are used solely for identity verification purposes. This information is transmitted securely and used only for the purpose of completing coordination services and satisfying identity verification requirements.
- Communications: Emails, text messages, form submissions, chat messages, and other communications you send to us.
- Marketing Preferences: Subscriptions, preferences, and opt-in choices.
2.2 Information Collected Automatically
When you visit our Services, we automatically collect certain information, including:
- Device & Browser Data: IP address, browser type, operating system, referring URL, pages visited, links clicked, and time spent on our Site.
- Usage Data: Interactions with our Services, features used, forms submitted, and content viewed.
- Cookies & Similar Technologies: As described in Section 5.
2.3 Information from Third Parties
We may receive information about you from:
- Payment processors (e.g., Authorize.net) confirming payment status;
- Marketing and CRM platforms tracking form submissions and referral activity;
- Partners who refer you to our Services and provide your contact information;
- Publicly available sources or business listings (for outreach purposes).
3.How We Use Your Information
We use the information we collect for the following purposes:
- Provide our Services: Coordinate authorized user placements, activate partner accounts, process payments, and deliver requested content.
- Communicate with you: Send transactional messages (order confirmations, receipts, account updates), respond to inquiries, and provide customer support.
- Marketing: Send promotional emails, newsletters, product updates, and offers (you may opt out at any time).
- Improve our Services: Analyze usage patterns, troubleshoot issues, and develop new features.
- Partner administration: Track referral activity, calculate commissions, and administer the partner program.
- Compliance & Security: Prevent fraud, enforce our Terms of Service, comply with legal obligations, and protect our rights and the rights of others.
4.How We Share Your Information
We do not sell your personal information. We may share your information in the following circumstances:
4.1 Service Providers
We share information with trusted third-party service providers who perform services on our behalf, including:
- Payment processors (e.g., Authorize.net);
- Customer relationship management (CRM) platforms (e.g., GoHighLevel);
- Email service providers and marketing automation tools;
- Website hosting and analytics providers;
- Referral tracking and affiliate management platforms;
- Communication platforms (e.g., Telegram, WhatsApp) if you opt in.
These service providers are only authorized to use your information as necessary to perform services for us.
4.2 Coordination Partners
To provide coordination services to Clients, we transmit necessary Client information (such as name, date of birth, and address) to third-party seasoned account holders who add the Client as an authorized user. This transmission is limited to the information required for the placement.
4.3 Legal Requirements
We may disclose information when required by law, subpoena, court order, or other governmental request, or when we believe in good faith that disclosure is necessary to protect our rights, the rights of others, or public safety.
4.4 Business Transfers
If we are involved in a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred as part of that transaction. We will notify you of any material change in ownership or use of your personal information.
4.5 With Your Consent
We may share your information for other purposes with your explicit consent.
5.Cookies & Tracking
We use cookies, web beacons, pixels, and similar tracking technologies to operate our Services, analyze usage, and personalize your experience.
Types of cookies we use:
- Strictly Necessary: Required for the Services to function (e.g., session management).
- Analytics: Help us understand how visitors use our Site (e.g., Google Analytics).
- Marketing: Track referral sources and support advertising campaigns (e.g., Facebook Pixel, Google Ads).
- Affiliate Tracking: Attribute referrals to the correct Partner.
You can control cookies through your browser settings. Note that disabling certain cookies may affect the functionality of the Services.
6.Third-Party Services & Links
Our Services may contain links to third-party websites, applications, or services (including payment processors, affiliate platforms, and marketing tools). This Privacy Policy does not apply to those third parties. We encourage you to review their privacy practices independently.
7.Your Rights & Choices
7.1 Access, Correction, and Deletion
You may request access to, correction of, or deletion of your personal information by contacting us at [email protected]. We will respond to verifiable requests within a reasonable time, subject to applicable legal requirements to retain certain information.
7.2 Marketing Opt-Out
You may opt out of marketing emails at any time by clicking the "unsubscribe" link in any marketing email or by emailing us. Note that even if you opt out of marketing communications, we will continue to send transactional messages (order confirmations, account notifications, etc.) required to service your account.
7.3 Do Not Track
Our Services do not currently respond to browser "Do Not Track" signals. However, we honor cookie preferences you set through browser settings and third-party opt-out mechanisms.
7.4 SMS Opt-Out
If you receive text messages from us, you may opt out at any time by replying STOP to any message.
8.California Residents (CCPA)
If you are a California resident, the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) provide you with additional rights, including:
- Right to Know: Request disclosure of the categories and specific pieces of personal information we have collected about you in the past 12 months.
- Right to Delete: Request deletion of personal information we have collected about you, subject to certain exceptions.
- Right to Correct: Request correction of inaccurate personal information.
- Right to Opt Out of Sale: We do not sell personal information as defined by the CCPA.
- Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
To exercise these rights, contact us at [email protected] with the subject line "CCPA Request." We will verify your identity before processing your request.
9.Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. This includes encryption in transit for sensitive information, restricted access controls, and secure third-party payment processing.
10.Data Retention
We retain personal information for as long as necessary to provide the Services, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary based on the type of information and the purpose for which it was collected.
When we no longer have a legitimate reason to retain your information, we will delete or anonymize it in accordance with our retention policies.
11.Children's Privacy
Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from anyone under 18. If we become aware that we have collected information from a child under 18 without parental consent, we will take steps to delete it. If you believe a minor has provided us with personal information, please contact us immediately.
12.International Users
Our Services are operated from and intended for users in the United States. If you access our Services from outside the United States, you understand that your information will be transferred to, stored, and processed in the United States, which may have different data protection laws than your country of residence.
13.Changes to This Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by updating the "Last Updated" date at the top of this Policy and, where required by law, by sending you an email notification. Your continued use of the Services after such notice constitutes acceptance of the updated Policy.
14.Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Wealth and Legacy Unlimited, LLC
d/b/a Close More. Earn More.
575 Pharr Rd. NE Unit #12023
Atlanta, GA 30355
Email: [email protected]
Phone: (404) 832-0174